Business owners cite the escalating cost of health coverage as their #1 business concern. Over the last ten years alone, the cost of providing employee coverage has increased 47%. As employers continue to incur higher costs to provide coverage to employees, they’re faced with less money to reinvest in their businesses and making it harder to create more jobs within their communities. As health care costs continue their climb, the 178 million hard working American families who receive health coverage through their employers continue to pay the biggest price through lower wages and higher out-of-pocket costs.